Credit Union Difference | Staff & Officials

Money One Federal Credit Union is a not-for-profit, full-service financial institution. It was formed in 1951 to promote thrift and provide a source of low-cost credit for its members. Money One Federal Credit Union is member owned and operated. Its only reason for existence is to help its members do better financially.

Money One’s Mission
Money One FCU is a quality driven, member focused, financial solutions provider:

• Helping our members dreams become a reality
• Providing individualized products and services
• Delivered by a dedicated staff that takes pride in exceeding members’ expectations

Money One’s Vision
Money One will create a service environment that will increase our ability to assess and satisfy the individual financial needs of our members thus increasing our effectiveness in promoting new and existing products.

Safety and Soundness
The Credit Union's operations are safeguarded in many ways, most importantly:

• Our savings accounts are insured up to $100,000 per member by the National Credit Union Administration (NCUA), an agency of the federal government.
• The Credit Union maintains substantial capital as required by regulation and sound business practices.
• The Credit Union receives proper governmental and membership supervision through regulatory exams and a CPA audit.
• All officers and employees of the Credit Union are bonded.
• The Credit Union will ask for your personal information only on official applications. We never call to verify personal information, such as social security numbers, and you should beware of anyone posing as a credit union employee who contacts you for this type of information.
• The Credit Union maintains physical and electronic security of records.

Full Service
Money One FCU is a full-service financial institution offering several types of savings accounts and checking accounts, and loans for any purpose.

Direct Deposit and Payroll Deduction
With automatic payroll deposits, you enjoy the convenience and safety of deposits made on time each payday. With direct deposit, your whole paycheck, social security, retirement, or military check is sent to your account automatically. No more standing in bank lines to make deposits. No more missed deposits, or lost or stolen payments. Payroll deduction allows you to repay your loan quickly and conveniently each payday.

24-Hour Access
You have access to your Money One accounts 24 hours a day, 7 days a week, thanks to four time-saving services. Sign up for these services when you open your other accounts:

• Money One ATM Cards and Visa Check Cards. Either card allows you to withdraw up to $600 daily from your savings or checking account, or line of credit at any STAR® or Cirrus® ATM. You can also check your balances or transfer funds from one of your accounts to another.
• MoneyLink Home Banking. With Home Banking, you can visit the Credit Union whenever you want by simply turning on your home or office computer. You can determine your checking account, savings account, or loan balances, transfer funds, view up- to- date statements, request a check withdrawal, and pay your bills.
• MoneyLine Telephone Banking. Put all your accounts at your fingertips 24 hours a day with a touchtone telephone. With the Money Line, you can request withdrawals, transfer funds from one account to another, or ask for balances or the status of payments.
• MoneyDirect Online Bill Payment. When you sign up for MoneyLink Home Banking, you also have the option of using our MoneyDirect Bill Payment service. It's free if you have our Select Checking Account!