A Better Way to Manage Your Money

Visa Check Cards
Using your Visa Check Card is just like writing a check, only easier! The cards are accepted anywhere the Visa logo is displayed. When you use your Visa Check Card, the funds are taken directly from your Checking Account.

You can also use your Visa Check Card like an ATM card to obtain balances, transfer funds between accounts, get an advance from your line of credit or withdraw cash.

Because the Visa Check Card is really an electronic check, it reduces the need to write checks. It’s also faster than writing a check. There's no need to have your check approved and no need to show additional identification.  Just present the card for payment wherever Visa is accepted and your payment will be processed quickly.

ATM Cards
If you don’t have a checking account or just prefer a traditional ATM card we do have ATM cards too.  An ATM card gives you access to your accounts 24 hours a day, 365 days a year.

With a Money One ATM card, you have access to thousands of ATMs nationwide. You may use any ATM displaying the Allpoint, CO-OP, STAR® or Cirrus® network logos. Your ATM card can also be used at any point of sale (POS) terminal in one of those networks — Use it to buy gas, groceries or just about anything else! Use your ATM card at any STAR Network ATM to access your line of credit.

Protecting Your Card
When your card is issued, you will receive a personal identification number (PIN). This PIN is your electronic signature and must be entered to begin a transaction. For your protection, do not allow others to see your PIN, and keep the card and PIN in separate places.

To apply for a Visa Check card or ATM card, print the application and mail it to the Credit Union.

MoneyEarned Visa Check Card Rewards
Our no-fee program that rewards you with points for using your Money One Debit Card.

Money One FCU members who have an active Debit Card are automatically enrolled in the program.

What can I redeem my points for?
You can redeem your points for any of the following types of rewards…

• Travel
• Merchandise
• Gift cards from a wide selection of stores
• Downloadable rewards – Music, Ringtones, Audio and Movies
• Charitable donations – Choose from over 100 charities to donate your points

How do I earn points?
You automatically earn one point for every $2 spent on eligible purchases when you use your Money One Debit Card.  Only signature-based debit card transactions will earn points.  If you enter your PIN during your transaction, points are not earned.  If a merchant asks you to enter your PIN, say “Credit please.”  We keep track of all the points you’ve earned and provide you with a quarterly Money Earned statement.  

When Can I Redeem Points?
You can redeem points any time and can redeem as few as 750 points.

Do Money Earned Points Expire?
They’re good for three (3) years from the month they’re earned.  So there’s plenty of time (and ways) to use your points.

24/7 Service Center
Call 1-866-985-5542 If you’d like to speak to a MoneyEarned representative.  A courteous and knowledgeable professional will be ready to answer any questions.