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Rates & Fees
Schedule of Fees

Non-members cashing on-us checks $5.00
Home Banking and Online Bill Pay Free
MoneyLine Telephone Transactions Free
Withdrawal Checks $5.00
TravelMoney Card (Reloadable) — Minimum $150 purchase amount 1% of purchase
Telephone account inquiry/transfer or check withdrawal request, per transaction (Free Online) $5.00
Domestic Wires (outgoing) $10.00
Share Balance Less than $100
(does not apply to members age 17 or younger, fee waived for new members for first 6 months)
$3.00 Monthly

Select Checking Account (if combined balances on account is less than $300)

$6.00
Monthly
Transfer from Savings/IMMA to cover overdraft $2.00
Privilege Pay $25.00
Returned Check/ACH (share draft or ACH returned for nonsufficient funds) $30.00
Paid Exception Item Fee $30.00
Item Deposited to Account Returned — per item returned $20.00
Close Account within 6 months of opening $10.00
Dormant Account after 1 year no activity $10.00 per month
Escheat $50.00
Account Research (Minimum 1 hour) $25.00 per hour
Account Reconciliation (Minimum 1 hour) $25.00 per hour
Attachment or Levy $75.00
Automobile Title Processing Fee Varies by state
Personal Club Withdrawal (over 2 per year) $10.00
Returned Statement $5.00
Returned Mail for Missing/Bad Address $5.00 per piece
Statement Reprint/
Account History Printout/Interim Statement
$10.00
Stop Payment on Check (Share Draft) $30.00
Official Check Stop Payment $25.00
Copy of Check (Free Online) $5.00
Verification of Deposit $10.00
Check Orders (Prices vary depending on style and account) Varies
ATM Transactions at Machines  
     ATMs Owned by Money One
     At ATMs Not Owned by Money One
          First 4 withdrawals per month
          Each withdrawal over 4 per month
          Balance inquiries
          Each savings/line of credit withdrawal
(Some financial institutions impose a surcharge for using their ATMs.)
Free

Free
$.75
$.75
$.75
Declined ATM Transactions
$.75
ATM Correction
$10.00
Lost or Damaged ATM Card/Replacement
$5.00
Visa Gift Card Lost /Stolen or Replacements Cash Out Card/Mail Check
$5.00
$10.00
Late Payment/Delinquent Fee (payments 15 or more days late)
$15.00
Loan Application Fee (applies only to the third application submission in a 90 day period with two previous denials)
$50.00
Fresh Start Loan Fee
$30.00
Subordination Loan Fee
$150.00
Visa Phone Payment Fee
Payment through our Call Center with an Account Services Representative or through a Visa Representative
$5.00

Service Center Fees and Charges

Money Orders (maximum $1,000), (not available at all locations) $2.00 each 
Travel Money Card - $100 Min load $3,000 Max load $9.95 Initial fee, $2.50 Reload fee
Visa Gift Cards - $25 Min load $500 max load $3.50
Research Fee ($5 minimum) $20.00 Hourly
Withdrawal Check Fee $1.00 for the first, $3.00 each additional on the same day
Stop Payment Fee on Withdrawal Checks $20.00
 Fax Service: First Page Additional Pages
     All of U.S. and Canada $3.00 $1.50
     All other foreign $5.00 $3.00
     Receiving — all $2.00 $1.00
 
 
Branch Locations
Main Branch: 9800 Technology Way, Largo, MD 20774
College Park: 6107 Greenbelt Road, College Park, MD, 20740
Mailing Address: PO Box 6398, Largo, MD 20792-6398
301-925-4600 • 800-638-0232 (toll-free) • 301-925-9077 (fax)
 
 
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