A Money One home equity loan or line of credit is really your partner in possibilities. Let us show you how to unlock the equity in your home and use that money for things that have been pushed aside:

Home improvements, a new car, exotic vacations, funding college education, paying off high interest credit cards or whatever you need cash for.

You could have thousands of dollars in equity. Put yesterday's mortgage payments to work for you today with our low rate Home Equity Loan or Line of Credit. We have terms with payments available to fit your budget. Another significant advantage of using the equity in your home when you need to borrow is that in most cases, the interest on the loan is tax-deductible (please check with your tax advisor for your particular circumstances).

We give you options to suit your needs!

Fixed Rate Home Equity Loans

When you need cash for a specific purpose and for a limited time frame, a Home Equity Loan is a great option.

• Rate is fixed for the term of the loan
• Terms available from 5 to 10 years
• $10,000 minimum loan
• Up to 100% of the equity in your home can be financed, depending on credit history and other factors
• No closing costs

Home Equity Line of Credit

If you want an open-ended line of credit to draw on as you need it, a Home Equity Line of Credit can be a valuable tool.

• Variable rate as low as Prime minus 1%*
• Up to 80% of the equity in your home can be financed, depending on credit history and other factors
• $10,000 minimum initial draw
• No closing costs

Home Equity Interest-Only Line of Credit

If you want a line of credit with lower monthly payments, our Interest - Only Line of Credit is just for you!

• No payment on the principal during the first 5 years of your 20-year term.
• Up to 95% of the equity in your home can be financed, depending on credit history and other factors.
• Borrowing up to 80% of the equity in your home, you can get rates as low as Prime minus 1/2%.
• No closing costs

*Rates may be higher depending on credit history. Member pays closing costs if loan remains open less than 36 months