Apply for a Loan
Loan Disclosure
Apply Now!
Money One now has
an online loan application available!
It's fast, it's easy, and you can check the status
of your loan online!
Note: You must already be a Money One FCU MoneyLink Home
Banking user to apply online.
If you would like more information on how to join the credit
union, click here. If you are already a member, but haven’t taken advantage
of the convenience of MoneyLink, click
here for information on getting started.
Once logged into
MoneyLink, simply click on the “Loans” button to apply for a New
or Used Auto loan, Signature loan, or Fixed Rate Home Equity.
You can expect an answer from a Money One representative
within one business day.
If you are interested in applying for an adjustable rate
Signature loan, adjustable rate Home Equity, Share, Money Market, or
Certificate Secured loan, please call the Credit Union at
(301)925-4600 or toll-free at (800)638-0232.
Money One Federal Credit Union Privacy
Policy
We
keep your information in the strictest of confidence and use it only
for purposes of conducting business with you. You can find out more
about this by viewing our privacy policy.
Important Notice: Our online loan application for credit
cards is
currently not available. Please contact us at (800) 638-0232
to apply over the phone or to request an application mailed or faxed
to you. We apologize for this inconvenience.
Important Information About Our Cards
Variable Annual Percentage Rate (APR) for Purchases.
APR based on certain credit criteria. APR may be reviewed and changed twice a year based on credit history. |
As Low as
Prime + 3.5%* |
| Method of Computing the Balance for Purchases |
Average Daily Balance
(including new purchases)
|
| Grace Period for the Repayment of Balance for Purchases |
25 days from statement
closing date |
| Cash Advance APR: |
16.99% |
| Balance Transfer APR: |
16.99%
A finance charge of 3% per balance transferred (minimum of $5.00) will be charged for each balance transfer requested. |
| Annual Fee: |
NONE |
Late Payment Fee
$5
$15
$25
|
Tiered based on balance:
Under $100
$100 – $500
Greater than $500
|
| Minimum Payment: |
Interest + Fees + 1% of balance |
Minimum Finance
Charge |
$1 |
| Over the Limit Fee |
$25 any time your account
balance exceeds your approved
limit |
Foreign Currency
Transaction Fee |
1% of the transaction amount |
| Cash Advance Fee |
A finance charge of 3% (minimum of $5.00) will be charged for each cash advance made. Cash advances are limited to 50% of your credit line. |
This disclosure information is accurate as of 9/25/09 and is subject to
change. You can write Money One FCU at PO Box 6398, Largo, MD
20792-6398 or call 301-925-4600 or 800-638-0232 to inquire about
any changes that may have occurred after the listed date. For additional
terms and conditions, refer to our Visa® Credit Card Agreement.
*Rate is tied to Prime. Prime rate = 3.25% as of 12/16/2008.
Important Notice:
There is a $50 loan application fee from members
who submit a third loan request within
a 90-day period, if the two previous requests
in that period have been denied.
|
