If you mention the words "long term care," most of us immediately think about nursing homes—a location we prefer not to call home. Yet, 43 percent of people over the age of 65 will need some nursing home care in their lifetime.¹ In addition, nursing home care can cost anywhere from $35,000 to $80,000 per year.²  Home care, in contrast, costs from $6,000 to $35,000 annually³, making it an appealing and increasingly viable alternative. Long term care insurance can offset the costs of nursing home care, home health care, and adult daycare assistance, and is an important component of a member’s financial plan.

Features of Long Term Care include:

• Covers costs associated with ongoing assistance
• Tailors versatile plans to meet the needs of each member
• Offers tax-qualified plans
• Distributes through four channels: face-to-face, call marketing, direct mail, and Internet

Money One has selected CUNA Mutual Life Insurance – a 25 year highly regarded company–and their experts to help you discover how simple and inexpensive it can be to protect your future. CUNA Mutual’s experts can help you make the right decisions for you and your family. You may even qualify for a premium discount, as much as 36% off regular rates. For a no­cost, no­obligation quote or consultation, simply call toll­free 800­443­6003 today!

¹New England Journal of Medicine, February 1991. 
²Trusts and Estates, July 1994. 
³Trusts and Estates, April 1996.