To a bank, you're just business. To us, you're why we're in business. We're a membership organization. A cooperative. A not-for-profit institution wholly owned by you and our other members and operated for your benefit. All our members share in our earnings and have a say in our management through the officials they elect.

Your membership is not affected if you change jobs, retire or move. Once you're a member, you're always a member, as long as you keep at least $5 in your regular savings account and continue to use our services. Those are the only requirements for lifetime membership.

Are you eligible for membership? Let our membership wizard walk you through it.

How to Join

To join, stop by, call our office, or download the membership application, print it, sign it and mail to Money One Federal Credit Union, P.O. Box 6398, Largo, MD 20792-6398, with a check or money order for $5. Be sure to include a copy of your driver's license or other government issued photo identification with your application.

Who is Eligible for Membership?

• People in certain approved groups, members of their immediate families and unrelated members of their households are eligible. Immediate family members include spouses, children, siblings, parents, grandparents, grandchildren, stepparents, stepchildren, stepsiblings and adoptive relationships.
• People living in the same residence who constitute a single economic family unit are considered members of the same household.
• Anyone who makes a one-time membership donation to Gifts for Easter Seals.