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Why Get a Money One Home Equity Loan?

Great Low Rates!

Prime rate for a Home Equity Line of Credit every day!

Fixed Rate Home Equity Loan – 5.50% APR* up to 10 years.
  • Terms available with payments to fit your budget
  • Faster settlement (in most cases under 10 days)
  • Interest may be tax deductible (consult your tax advisor)**
  • Ask us how we can save you on closing costs

You could have thousands of dollars in equity. Let us show you how to unlock the equity in your home
and use that money for things that you need and have pushed aside:

  • Pay off and consolidate high-rate loans and credit cards into one payment
  • Remodel the kitchen
  • Build a deck
  • College tuition
  • Wedding expenses
  • Dream vacation or your dream car
  • Or for whatever you need!

Hurry! Limited funds are available for this offer.  Contact us to apply today for this great rate!  
301-925-4600
• Toll-free: 800-638-0232

*APR = annual percentage rate. Rate is based on 80% loan to value. Minimum draw $10,000. Other restrictions may apply. Rates may be higher depending on credit history. Member reimburses Money One any paid closing costs if loan remains open less than 36 months.
**Check with your tax advisor.


Money One Federal Credit Union Has Grown!

On June 13, 2009, KC Councils Federal Credit Union, located in College Park, Maryland partnered with Money One Federal Credit Union.  Our merger created a larger credit union with enhanced experience and expertise.  KC Councils had approximately $15 million in assets and approximately 1000 members.

For now, the current KC Council branch will be an additional branch to serve you. 

The address is:

9450 Cherry Hill Road
College Park, MD  20740
301-925-4600

Directions:

  • Exit from I-95 onto Route 1 South
  • Travel South on Route 1/Baltimore Avenue for approximately 0.30 miles
  • Turn right onto Cherry Hill Road approximately 0.61 miles
  • Make a left-hand turn into the Knights of Columbus parking lot
  • The branch is located behind the Knights of Columbus building facing the pool
Members are our greatest asset.  By KC Councils FCU joining forces with us, we made an increase in the quality of our asset and it allows you and our new members to enjoy extra benefits of a Money One FCU membership.

We remain committed to helping make your financial dreams a reality and to provide innovative products and services that meet your needs.

Please join Money One and welcome KC Councils members as part of our family.


GREAT TIMING… GREAT RATE… and we’ll give you $995!

It’s a great time to get a mortgage loan. If you are buying or refinancing you could save thousands of dollars. Rates are at an all time low!

For a limited time we’ll pay $995 of your closing costs for a first mortgage or an Adjustable Rate Mortgage (ARM).

Our mortgages are processed by our trusted partner Credit Union Mortgage Association (CUMA). Through CUMA you will enjoy fast service, low rates and some of the lowest lender fees in the area. You can apply online using our quick application and get a decision instantly or call CUMA directly at 703-425-1204.


Credit Union Stabilization Plan

On January 28, 2009, the Board of the National Credit Union Administration (NCUA) acted to stabilize a part of the credit union system that is under stress due to the dislocations in the mortgage market. These actions resulted in all federally insured credit unions being required to write-off a portion of their deposit in the National Credit Union Share Insurance Fund (NCUSIF), and the assessment of a premium in order to maintain a robust and strong federal insurance fund for credit union members. 

NCUA is committed to protecting your funds in a federally insured credit union, and will continue to take all steps necessary to preserve a safe and sound credit union industry.  

These difficult economic times are affecting all financial institutions, including credit unions, particularly in the area of earnings. Your credit union has information available that will clearly detail the impact that the insurance assessment may have had on your credit union's earnings. It will enable you, as a member-owner, to get a better picture of the financial condition of your credit union.  

It is important to remember that your funds in a NCUSIF-insured credit union are backed by the full faith and credit of the United States Government, up to at least $250,000 per account.  

If you have questions, please talk to your credit union or visit the NCUA website at www.ncua.gov.


The Perfect Gift… our Visa Gift Cards are Fee-Free!

Looking for the perfect gift, but no time to shop?  Give a Money One Visa gift card.  Stop paying the fees that banks charge for their gift cards.  Our Visa gift cards are fee-free to our members.  They can be purchased in any amount and are accepted wherever you see the Visa logo.  They’re also handy for making online purchases.   Save Money… and remember to visit Money One for easier shopping!


Save Money.  Use our surcharge-free ATMS!

We Have More ATMs than SunTrust, Bank of America and BB&T Combined!
Plus, say goodbye to ATM Surcharges forever! Say hello to free, easy access to your money!

Your convenience and saving you money is important to us. That’s why we belong to the Allpoint ATM Network, the largest surcharge free ATM Network in the country! This gives you unlimited access to over 32,000 surcharge free ATMs nationwide. No more paying the expensive ATM fees that banks charge! Deposit the extra money that you’ll save in your savings account and let it grow.

Combine the Allpoint and the Co-op Network and you will have access to over 60,000 ATM locations nationwide. It’s like having a branch in every neighborhood!

Here are some of the places that you can find surcharge free ATMs:

• 7 Eleven (over 5,500 locations) • Target
• CVS • Costco
• Rite Aide • Exxon-Mobil
• Sunoco • Walgreen’s

Whether you’re at home or away, there are thousands of locations across the country in local, regional and national retail merchants. Click here to use our convenient locater to find an ATM near you.

PLEASE NOTE: If the surcharge screen appears during your Allpoint ATM transaction, enter “YES” to accept the surcharge & proceed with your withdrawal. You will not be charged the surcharge. You will receive verification on your receipt.


Holiday Closings

• Friday, July 3 OPEN
• Saturday, July 4 Independence Day
• Monday, September 7 Labor Day

 
 
 
Branch Location: 9800 Technology Way, Largo, MD 20774
Mailing Address: PO Box 6398, Largo, MD 20792-6398
301-925-4600 • 800-638-0232 (toll-free) • 301-925-9077 (fax)
 
 
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