What's New
Current Promotions
Why Get a Money One Home Equity Loan?
Great Low Rates!
Prime rate for a Home Equity Line of Credit every day!
Fixed Rate Home Equity Loan – 5.00% APR* up to 10 years.
- Terms available with payments to fit your budget
- Faster settlement (in most cases under 10 days)
- Interest may be tax deductible (consult your tax advisor)**
- Ask us how we can save you on closing costs
You could have thousands of dollars in equity. Let us show you how to unlock the equity in your home
and use that money for things that you need and have pushed aside:
- Pay off and consolidate high-rate loans and credit cards into one payment
- Remodel the kitchen
- Build a deck
- College tuition
- Wedding expenses
- Dream vacation or your dream car
- Or for whatever you need!
Hurry! Limited funds are available for this offer. Contact us to apply today for this great rate!
301-925-4600 • Toll-free: 800-638-0232
*APR = annual percentage rate. Rate is based on 80% loan to value. Minimum draw $10,000. Other restrictions may apply. Rates may be higher depending on credit history. Member reimburses Money One any paid closing costs if loan remains open less than 36 months.
**Check with your tax advisor.
FREE Home Buying Seminar - Please Come Join Us!
It’s a great time to buy a home! We can help you make the best home buying decisions and select the right mortgage option.
2010 Mortgage School
Saturday, March 27, 2010, 9 AM to Noon
Greenbelt Marriott
6400 Ivy Lane, Greenbelt, MD 20770
Please come early to check in and enjoy a continental breakfast.
Topics will include:
- The Mortgage Process from Pre-Approval to Purchase
- Finding the Best Realtor for You & How to get a Rebate!
- Understanding Your Credit Report
You can order a free copy of your credit report up to 1 week prior to the seminar.
Credit reports will be distributed at the seminar.
Seating is limited. Make your reservation today. Call 301-925-4600 ext, 250.
WE LOOK FORWARD TO SEEING YOU THERE!
Join Us for Our Annual Meeting… Don’t miss out!
Wednesday, April 14, 2010
La Fontaine Bleu
7963 Annapolis Road
Lanham, MD
Registration will begin at 5:00 p.m. A buffet dinner will follow the meeting. We will also have giveaways and door prizes! During the meeting, we’ll hold our election for the board of directors. The cost to attend is only $12.00. Call 301-925-4600 ext. 250 by April 1st to make your reservation.
New - Text Messaging and GPS!
Find a CO-OP Network surcharge-free ATM when you’re away from your computer!
Before you take your next road trip, be sure that you know exactly where to get your cash for free. Text your location – address, intersection or zip code – to 692667 (MYCOOP) from any mobile phone or download the database of more than 28,000 surcharge-free ATMs directly to your Garmin, Tom Tom or other GPS device here.* You’ll never be lost looking for a surcharge-free ATM again. Like CO-OP Network ATMs, 692667 (MYCOOP) is a surcharge-free service. But check with your mobile phone provider as standard text messaging rates apply. And don’t worry, you won’t receive any unsolicited messages by using 692667 (MYCOOP).
 CU Members Eligible for $11,000 in College Scholarships!
COLUMBIA, Md. - The Credit Union Foundation of MD & DC invites credit union members to participate in the 2010 College Scholarship Program. The program award is $11,000 in college scholarships and includes a video category for budding videographers. Ten $1,000 scholarships will be awarded to winning essay entries and one $1,000 scholarship will be awarded to the winning video submission.
Deadline for applications is March 31, 2010.
Awards will be made in May 2010.
This year’s essay topic is:
How can your credit union membership help you avoid financial pitfalls?
Complete information, applications and sample videos are online: http://cufound.org/scholarship.htm
Money One Can Help Teens Take Their First Big Financial Step in the Right Direction.
It's Easy!
We have accounts to fit them and their busy lives! The One Step account is a good start to a
great future! It includes:
- A savings account (we even tell them they have to save to earn!)
- A One Step Checking Account (16 years and older)*
- A VISA Check Card* or an ATM card with access to loads of surcharge free ATMs all over the place!
- MoneyLink Home Banking access, free MoneyDirect online Bill Pay & MoneyLine Audio Banking.
- E-statements
Everyone will walk away with an eco-friendly
Money One tote bag — Go Green!
Stick around, there's more!
- 13–15 year olds will get a ten spot to start their savings
when you open their account.
- Hit the road on us! For your 16 & 17 year olds, open
a One Step Checking with direct deposit and they’ll
get a $50 gas card.
- Plus, $10 every month for virtual account use!*
- No Direct Deposit? Open a basic checking and get
a $25 gas card.
Call us for information at 301-925-4600 or stop by either our Main Office in Largo or at our new College Park branch!
*A parent or guardian must be a joint owner on the checking account. One Step Checking Account requires direct deposit to qualify, if direct deposit is stopped, the account will be assessed a $5 monthly fee. Transaction fees may apply for using an out of network ATM. Other fees may apply.
GREAT TIMING… GREAT RATE… and we’ll give you $995!
It’s a great time to get a mortgage loan. If you are buying or refinancing you could save thousands of dollars. Rates are at an all time low!
For a limited time we’ll pay $995 of your closing costs for a first mortgage or an Adjustable Rate Mortgage (ARM).
Our mortgages are processed by our trusted partner Credit Union Mortgage Association (CUMA). Through CUMA you will enjoy fast service, low rates and some of the lowest lender fees in the area. You can apply online using our quick application and get a decision instantly or call CUMA directly at 703-425-1204.
The Perfect Gift… our Visa Gift Cards are Fee-Free!
Looking for the perfect gift, but no time to shop? Give a Money One Visa gift card. Stop paying the fees that banks charge for their gift cards. Our Visa gift cards are fee-free to our members. They can be purchased in any amount and are accepted wherever you see the Visa logo. They’re also handy for making online purchases. Save Money… and remember to visit Money One for easier shopping!
Save Money. Use our surcharge-free ATMS!
We Have More ATMs than SunTrust, Bank of America and BB&T Combined!
Plus, say goodbye to ATM Surcharges forever! Say hello to free, easy access to your
money!
Your convenience and saving you money is important to us. That’s why we belong to the Allpoint ATM Network, the largest surcharge free ATM Network in the country! This gives you unlimited access to over 32,000 surcharge free ATMs nationwide. No more paying the expensive ATM fees that banks charge! Deposit the extra money that you’ll save in your savings account and let it grow.
Combine the Allpoint and the Co-op Network and you will have access to over 60,000 ATM locations
nationwide. It’s like having a branch in every neighborhood!
Here are some of the places that you can find surcharge free ATMs:
| • 7 Eleven (over 5,500 locations) |
• Target |
| • CVS |
• Costco |
| • Rite Aide |
• Exxon-Mobil |
| • Sunoco |
• Walgreen’s |
Whether you’re at home or away, there are thousands of locations across the country
in local, regional and national retail merchants. Click
here to use our convenient locater to find an ATM near you.
PLEASE NOTE: If the surcharge screen appears during your Allpoint ATM transaction,
enter “YES” to accept the surcharge & proceed with your withdrawal. You will not be charged the surcharge. You will receive verification on your
receipt.
Holiday Closings
| • January 18 |
Martin Luther King, Jr. Birthday |
| • February 15 |
Presidents' Day |
| • May 31 |
Memorial Day |
| • July 5 |
Independence Day |
| • September 6 |
Labor Day |
| • October 11 |
Columbus Day |
| • November 11 |
Veterans Day |
| • November 25 & 26 |
Thanksgiving |
| • December 24 & 25 |
Christmas |
| • December 31 |
New Year's Eve, close at noon |
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