Home Equity Loans

Put yesterday's mortgage payments to work for you today. The equity you've built in your home can unlock low-rate financing you can use for just about anything.

We'll tailor a home equity loan or line of credit to meet your needs. Interest is typically tax deductible* and closing costs are minimal. Come turn your equity into possibilities.

Summary
  • Low, competitive rates
  • Interest is typically tax deductible*
  • Local decision-making
  • Personal, customized service

Fixed Rate Home Equity Loan

  • Terms from 5-10 years
  • Loans up to 100% of your home equity
  • $10,000 minimum loan

Home Equity Line of Credit

  • Low variable rates**
  • Open-ended line to access as needed
  • Only pay interest on what you use
  • Lines up to 80% of your home equity
  • $10,000 minimum initial draw

Check out our current rates.

*Consult a tax advisor.

**Minimum rate 4.00% Annual Percentage Rate. Rates may be higher depending on credit history. Member reimburses Money One any paid closing costs if loan remains open less than 36 months.