Savings Secured Loan
Financing life’s unexpected moments is as easy as using your savings balance as collateral.Apply Now
What is it?
Use your deposits as collateral to secure our lowest-rate loan. This solution is the easiest way to finance your needs, and a better option than diminishing your safety net.
You still earn dividends on your deposits, further decreasing the cost of borrowing. You can pledge both savings accounts and certificates as collateral.
What are the Benefits?
- Easy access to our lowest rates
- Loan available for any purpose
- Use your Money One deposits as collateral
- Continue earning dividends on deposits
- Get funds you need without dwindling savings
- Fast, easy approvals
A savings secured loan payment based on $1,000 at 3.25% APR for 1 year will have a monthly payment of $85.