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On November 30, 2019, telephone banking will no longer be in-service.

As a great alternative, we encourage you to take advantage of Online Banking and the Money One Mobile App.

You will have the same 24/7, real-time access to all of your Money One accounts.

Visa® Debit Card
Visa® Debit Card Replacement

Free
$20.00

ATM Card

$20.00

Non-members cashing on-us checks

$20 or 5% whichever is greater

Home Banking and Online Bill Pay

Free

Cashier’s/Certified Check

$10.00

Cashier’s Checks issued through or Online Banking

$10.00

Cashier’s Check/Certified Check/Share Draft Check/Bill Pay Check Copy

$5.00/Copy

Money Orders

$2.00 per item

Temporary Checks

$2.00 per check – 4 min

Withdrawal Checks

$10.00

In-Branch Cash Advance on Any Credit Card

$15.00

Notary Services

$5.00 per page

Wire Transfers (Outgoing)

$15.00

International Wire (outgoing)

Cost Varies

Plan Checking

$5.95 monthly service charge

Premium Insured Money Market Account

$10.00/month if average daily balance falls below $25,000

Transfer from Savings/Checking to cover overdraft

$5.00/transfer

Courtesy Pay

$25.00

Returned Check/ACH (share draft or ACH returned for nonsufficient funds)

$30.00

Paid Exception Item Fee

$30.00

Item Deposited to Account or Loan Payment Returned — per item returned

$30.00

Items sent for Collection

$30.00/Item

Account Closure/Reopening

$25.00 if account closed within 12 months

Dormant Account after 1 year no activity

$10.00 per month

Escheat

$75.00 assessed at time of release to state of Maryland

Account Research

$30.00 per hour-$15 min.

Account Reconciliation

$30.00 per hour-$15 min.

Attachment or Levy

$100.00

Automobile Tag/Title Processing Fee

State charge plus $5.00

Personal Club Withdrawal (over 1 per year)

Holiday Club or Vacation Club withdrawal, outside of scheduled date

$20.00

$20.00

Account re-opening fee after one closure for negative balances, must go through Balance

$25.00

Account Number Reassignment (if more than one per calendar year)

$10.00

Phone transactions completed via Call Center that can be done via Online Banking

$5.00

Member requested mailed receipt

$5.00

Credit Report Copy

$15.00

Carfax Vehicle History Report

$15.00

Non-RMD IRA Withdrawal

$10.00/withdrawal, one (1) free per calendar year

Returned Mail

$5.00

Returned Mail for Missing/Bad Address

$5.00 per piece

Statement Copy

Printout/Account History/Interim Statement

Mailed Paper Statement

$10.00

$10.00/Copy

$5.00

Stop Payment

$30.00

Cashier’s/Certified Check Stop Payment

$30.00

Copy of Check (Free Online)

$5.00

Verification of Deposit

$15.00

Check Orders (Prices vary depending on style and account)

Varies

ATM Deposits, Withdrawals andTransfers at Machines Owned by Money One

Free

Non-member ATM Transactions at Money One ATMs

$3.50

First 4 withdrawals per month

Free

Each withdrawal over 4 per month

$.75

Balance inquiries

$.75

Each savings/line of credit withdrawal

$.75

(Some financial institutions impose a surcharge for using their ATMs.)

Declined ATM Transactions

$.75

ATM Correction

Empty ATM Envelope Fee

$10.00

$10.00

Lost or Damaged ATM Card/Replacement

$20.00

Debit/ATM Reactivation

$20.00

Visa® Gift Card Fee

$3.00

Visa® Gift Card Lost /Stolen or Replacements

Cash Out Card/Mail Check

$5.00

$10.00

Phone Loan Payment Fee

$15.00

ACH Origination Fee (per withdrawal)

$5.00

Loan Payment Coupon Book

$12.00

Loan Payment Returned Item

$30.00/Item

ACH Loan Payment Change Fee

$15.00

Loan Application Fee (applies only to the third application submission in a 90 day period with two previous denials)

$50.00

Fresh Start Loan Fee

$40.00

Loan Coupon Book

$12.00

Home Equity/Mortgage Subordination Loan Fee

$250.00

Visa® Phone Payment Fee Payment through our Call Center with an Account Services Representative or through a Visa® Representative

$5.00

Safe Deposit Box – 3″ x 5″

$30.00 per year

Safe Deposit Box – 5″ x 5″

$40.00 per year

Safe Deposit Box – 3″ x 10″

$50.00 per year

Safe Deposit Box – 5″ x 10″

$75.00 per year

Coin Machine Fee (Members)
Coin Machine Fee (Non-members)

Free
15% of total amount

Share Value

$50.00 per Value of One Share

Safe Deposit Box Key Replacement

$20.00

Safe Deposit Box Drilling

$125.00

Home Equity Document Preparation

$50.00

Copy of Bill Pay Check

$5.00

Call us (301) 925-4600

Monday-Friday 8:30am-4:30pm

or Contact Us online anytime