What is it?

You can remodel your kitchen, put on a new deck, pay off your holiday bills, pay for college and more. All you need is a Money One Home Equity Loan!

What are the Benefits?

  • Low, competitive rates
  • Interest is typically tax deductible*
  • Apply online for fast approvals
  • Personal, customized service

Home Equity Line of Credit

  • Low variable rates**
  • Open-ended line to access as needed
  • Only pay interest on what you use
  • Lines up to 80% of your home equity
  • $10,000 minimum initial withdrawal

Fixed Rate Home Equity Loan

  • Terms from 5-10 years
  • Loans up to 80% of your home equity
  • $10,000 minimum loan

Check out our current rates

Low-cost Debt Protection available

Get in Touch

We look forward to speaking with you about home equity loans!

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*Consult a tax advisor.

**Minimum rate 4.00% Annual Percentage Rate. Rates may be higher depending on credit history. Member reimburses Money One any paid closing costs if loan remains open less than 36 months. 5/1 Home Equity Line of Credit rate is tied to prime; Rate is variable and can increase up to 2.00% once every year after first 5 years. Lifetime maximum adjustment of 4.00%. Maximum 75% LTV. Floor rate is 4.00%. A minimum draw of $10,000 is required at time of closing. Draw period is 8 years. Other restrictions may apply. Current Money One home equity loans and home equity lines of credit are not eligible.

Call us (301) 925-4600

Monday-Friday 8:30am-4:30pm

or Contact Us online anytime