Money Market Accounts

Get a better rate of return without fees and limited access.

Apply Now

What is it?

Enjoy rates comparable to money market mutual funds but without the mutual fund fees. Plus, your Money One Money Market is federally insured.

In addition to tiered rates and greater earnings over regular savings, you gain flexibility with direct check writing ability. Our Insured Money Market is a great place to get started, and the Premium Money Market is ideal for larger deposits.

What are the Benefits?

Greater earnings than regular savings
The bigger your balance the bigger your rate
Enhanced access
Six free monthly withdrawals, which can be made by check
Free eStatements

Insured Money Market Account (IMMA)

$2,500 minimum deposit to open
$2,500 minimum to earn dividends
No monthly service fee
Rates as high as 2.50% APY¹

Premium Insured Money Market Account

$25,000 minimum deposit to open
Earn tiered-rate dividends based on your average daily balance
To avoid a monthly service fee, simply maintain a $25,000 minimum balance*
Rates as high as 3.50% APY¹

Check out our current rates

Apply Now Need Help?

*$10.00/month if average daily balance falls below $25,000
¹APY = Annual Percentage Yield