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In observance of Columbus Day, Money One Federal Credit Union will be closed on Monday, October 14, 2024.

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WHAT DOES MONEY ONE FCU DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account transactions
  • checking account information and credit history
  • overdraft history and payment history

When you are no longer our member, we continue to share your information as described in this notice.

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Money One FCU chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Money One FCU share? Can you limit this sharing?

For our everyday business purposes –
such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or to report to credit bureaus

Yes

No

For our marketing purposes – to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes – information about your transactions and experiences

No

We don’t share

For our affiliates’ everyday business purposes –
information about your creditworthiness

No

We don’t share

For nonaffiliates to market to you

No

We don’t share

What we do

How does Money One FCU protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Money One FCU collect my personal information?

We collect your personal information, for example, when you:

  • open an account or make a wire transfer
  • show your government-issued ID or apply for financing
  • give us your contact information

We also collect your personal information from others, such as credit bureaus,
affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates’ everyday business purposes – information about your
    creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and
nonfinancial companies.

  • Money One FCU has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and
nonfinancial companies.

  • Money One FCU does not share with our nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market
financial products or services to you.

  • Our joint marketing partners include credit card companies, financial advisors and
    insurance companies.

Call us (301) 925-4600

Monday-Friday 8:30am-4:30pm

or Contact Us online anytime