Schedule of Fees
Schedule of Fees & Charges
| General Fees | |
Account Closure |
$35.00 if account closed within 12 months |
Reopening Account |
$35.00 if account reopened within 12 months (limited to reopening one (1) time) |
Account Reconciliation/Research |
$60.00/Hour and $40.00 minimum charge |
Return Mail/Missing/Bad Address |
$15.00/Item Returned |
Returned Item |
$35.00/Item (each submission/resubmission) |
Deposit Verification |
$35.00 |
Dormant Account |
$35.00/Month after 1 year(s) |
Legal Process (tax levies, garnishments) |
$100.00 |
Mailed Receipt |
$15.00 |
Money Order |
$10.00/Money Order |
Non-member Check Cashing |
$35.00 or 10.00% whichever is greater |
Notary Service |
$8.00/notarial act |
Cleared Check Copy |
$15.00/Copy Cashier’s Check/Certified Check/Share Draft Check (free through Online Banking/Bill Pay Check Copy) |
Cashier’s/Certified Check Stop Payment |
$35.00 |
Mailed Paper Statement |
$10.00 |
Statement/Account History Copy |
$15.00/Copy |
Tag/Title Processing |
$30.00 plus State charge/each |
Telephone Inquiry/Transaction by staff member, not online banking or ATM |
$10.00/Transfer |
In-Branch Cash Advance on any Card |
$25.00 |
Wire Transfer (International) |
$60.00 minimum plus cost by Country (varies) |
Wire Transfer (Outgoing) |
$30.00/Transfer |
Account Number Reassignment |
$25.00 |
Cashier’s/Certified Check |
$15.00 |
Escheat Account |
$120.00 assessed at time of release to state of Maryland |
IRA Withdrawal |
$25.00/Withdrawal outside of RMD (1 free per calendar year) |
Home Equity/Mortgage Subordination |
$375.00 |
Loan Application |
$50.00 (Fresh Start) |
| Checking Account Fees | |
Check/Share Draft Printing |
Prices may vary depending upon style |
NSF |
$35.00/Item – each submission/resubmission(s) |
Stop Payment |
$35.00/Request |
Check Copy (Share Draft/Bill Pay) |
$15.00/Copy |
Paid Exception |
$35.00/Item |
Courtesy Pay |
$25.00/Item |
Overdraft Transfer |
$15.00/Transfer |
Temporary Checks |
$5.00/Check, 4 minimum |
Plan Checking Monthly Service Charge |
$5.95 |
| EFT Fees | |
ACH Origination |
$10.00/Withdrawal |
ATM Transaction (Checking Withdrawal) |
$0.75/Withdrawal (four (4) free per month) |
ATM Transaction (Savings/Line of Credit Withdrawal) |
$0.75/Withdrawal |
Card Replacement |
$30.00/Card lost or damaged |
Card Reactivation |
$30.00 |
Declined ATM Transaction |
$0.75 |
Returned Electronic Item |
$35.00/Item (each submission/resubmission) |
ATM Correction |
$25.00 (member error) |
Fraudulent ATM Deposit |
$60.00 |
ATM Balance Inquiry |
$0.75 (non-proprietary ATMs) |
| Safe Deposit Box Fees | |
3” x 5” Box |
$35.00/Year |
3” x 10” Box |
$55.00/Year |
5” x 5” Box |
$45.00/Year |
5” x 10” Box |
$80.00/Year |
Safe Deposit Box Key Replacement |
$80.00 |
Safe Deposit Box Drilling |
$275.00 plus locksmith fees |
| Specific Account Fees | |
Premium IMMA – Service Fee |
$10.00/Month if average daily balance is not maintained |
Club Savings – Withdrawal |
$30.00/withdrawal (outside of scheduled date) |