Schedule of Fees
Visa® Debit Card (Initial) |
Free |
Non-members cashing on-us checks |
$25 or 7% whichever is greater |
Home Banking and Online Bill Pay |
Free |
Cashier’s/Certified Check |
$10.00 |
Cashier’s Check/Certified Check/Share Draft Check (free through Online Banking) /Bill Pay Check Copy |
$10.00/Copy |
Money Orders |
$5.00 per item |
Temporary Checks |
$2.00 per check – 4 min |
Withdrawal Checks |
$10.00 |
In-Branch Cash Advance on Any Credit Card |
$20.00 |
Notary Services |
$5.00 per page |
Wire Transfers (Outgoing) |
$25.00 |
International Wire (outgoing) |
$50 minimum plus cost by Country (varies) |
Plan Checking |
$5.95 monthly service charge |
Premium Insured Money Market Account |
$10.00/month if average daily balance falls below $25,000 |
Transfer from Savings/Checking to cover overdraft |
$5.00/transfer |
Courtesy Pay |
$25.00 |
Returned Item (Share Draft/ACH/Loan Payment returned for nonsufficient funds) |
$30.00 |
Paid Exception Item Fee |
$30.00 |
Account Closure/Reopening |
$25.00 if account closed within 12 months |
Dormant Account after 1 year no activity |
$20.00 per month |
Escheat |
$100.00 assessed at time of release to state of Maryland |
Account Research |
$50.00 per hour-$25 minimum charge |
Account Reconciliation |
$50.00 per hour-$25 minimum charge |
Attachment or Levy |
$100.00 |
Automobile Tag/Title Processing Fee |
$15.00 plus State charge |
Personal Club Withdrawal (over 1 per year) Holiday Club or Vacation Club withdrawal, outside of scheduled date |
$25.00 $25.00 |
Account re-opening fee after one closure for negative balances, must go through Balance |
$25.00 |
Account Number Reassignment (if more than one per calendar year) |
$10.00 |
Phone transactions completed via Call Center that can be done via Online Banking or ATM |
$5.00 |
Member requested mailed receipt |
$10.00 |
Non-RMD IRA Withdrawal |
$15.00/withdrawal, one (1) free per calendar year |
Returned Mail |
$10.00 |
Returned Mail for Missing/Bad Address |
$5.00 per piece |
Statement Copy Printout/Account History/Interim Statement Mailed Paper Statement |
$10.00 $10.00/Copy $10.00 |
Stop Payment |
$30.00 |
Cashier’s/Certified Check Stop Payment |
$30.00 |
Verification of Deposit |
$20.00 |
Check Orders (Prices vary depending on style and account) |
Varies |
ATM Deposits, Withdrawals andTransfers at Machines Owned by Money One |
Free |
Non-member ATM Transactions at Money One ATMs |
$3.50 |
First 4 withdrawals per month |
Free |
Each withdrawal over 4 per month |
$.75 |
Balance inquiries |
$.75 |
Each savings/line of credit withdrawal |
$.75 |
(Some financial institutions impose a surcharge for using their ATMs.) |
|
Declined ATM Transactions |
$.75 |
ATM Correction Fraudulent ATM Deposit |
$20.00 (member error) $50.00 |
Lost or Damaged ATM Card/Replacement |
$20.00 |
Debit/ATM Reactivation |
$20.00 |
ACH Origination Fee (per withdrawal) |
$5.00 |
Loan Application Fee (applies only to the third application submission in a 90 day period with two previous denials) |
$50.00 |
Fresh Start Loan Fee |
$45.00 |
Home Equity/Mortgage Subordination Loan Fee |
$350.00 |
Safe Deposit Box – 3″ x 5″ |
$30.00 per year |
Safe Deposit Box – 5″ x 5″ |
$40.00 per year |
Safe Deposit Box – 3″ x 10″ |
$50.00 per year |
Safe Deposit Box – 5″ x 10″ |
$75.00 per year |
Share Value |
$50.00 per Value of One Share |
Safe Deposit Box Key Replacement |
$75.00 |
Safe Deposit Box Drilling |
$250.00 minium – Cost Varies |
Home Equity Document Preparation |
$100.00 |
