What is it?
Maximize your earnings with steady, savings growth! You can be confident our certificates enjoy rates greater than the national certificate average.
No matter which way you look at it, opening certificates with Money One is good for your funds.
What are the Benefits?
- Greater rates than savings accounts
- Highly competitive rates compared to national certificate average
- 3.00% APY Certificate1
- 3 Year Term1
- Ability to raise your rate three times during the term2
- Dividends compounded monthly
- No minimum deposit to open
- Maximum deposit $250,000
- Funds federally insured to $250,000 by NCUA
1APY = Annual Percentage Yield (APY). Annual Percentage Yield assumes that all funds, including dividends, remain on deposit for 365 days. 3-year certificate APY is accurate as of the last dividend declaration date. No minimum deposit. Maximum deposit is $250,000. 2With the step-up feature, you are allowed to increase your interest rate 1 time per 12 calendar months from certificate open-date, for a total of 3 rate increases over the term of your certificate should the rate increase over 3.00% APY. If you choose not to exercise the annual rate increase option, you will lose your opportunity to increase your rate for that 12 month period. At maturity, certificate will automatically roll-over to a 36 month term and base rate at that time. There is a penalty for early withdrawal. Penalties and fees could reduce earnings. Membership eligibility required. Restrictions may apply. Limited time offer.