Money One Federal Credit Union was ranked #99 out of the nation’s top 200 credit unions for superb financial health by DepositAccounts.com.

Each year DepositAccounts.com, the largest online publication in the U.S. dedicated to banking information for consumers, evaluates the financial health of every federally insured credit union in the U.S. – more than 6,600 total. Each institution is graded on a number of factors, including capitalization, deposit growth, and loan to reserve ratios, in order to determine a comprehensive health score.

From the list of 6,655 credit unions, DepositAccounts.com recognizes those who have shown exceptional fiduciary responsibility in its 2015 edition of the Top 200 Healthiest Credit Unions in America.

Let’s take a look at Money One Federal Credit Union’s Report Card:

TEXAS RATIO: A

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of June 30, 2015 Money One Federal Credit Union had $1 million in non- current loans and owned real-estate with $14.34 million in equity and loan loss allowances on hand to cover it. This gives Money One Federal Credit Union a Texas Ratio of 7.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

TEXAS RATIO TREND: C+

The Texas Ratio for Money One Federal Credit Union experienced no significant changes from 7.08% as of June 30, 2014 to 7.00% as of June 30, 2015, resulting in a positive change of 1.09%.This indicates that the balance sheet and financial strength for Money One Federal Credit Union has had no significant changes in recent periods.

DEPOSIT GROWTH: A+

In the past year, Money One Federal Credit Union has increased its total deposits by $6.67 million, resulting in 7.11% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank’s ability to strengthen its balance sheet. The growth Money One Federal Credit Union has shown is excellent.